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Seattle vs. Portland

Seattle, WA  ·  Portland, OR

TL;DR

Seattle cost-of-living index is 156 vs 123 for Portland (US = 100). Median home: $780,000 vs $490,000. Median rent: $1,800/mo vs $1,395/mo.

Source: Zillow ZHVI/ZORI · Census ACS, 2026-05-21

Portland is 21% cheaper than Seattle overall.

Written by Jere Salmisto, Founder & Quantitative Systems Builder, CalcFi·Reviewed by CalcFi Editorial·Last reviewed 2026-05-21

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Home Price

WA: $780,000

OR: $490,000

Monthly Rent

WA: $1,800/mo

OR: $1,395/mo

COL Index

WA: 156

OR: 123

Median Income

WA: $102,900

OR: $81,200

Side-by-Side Comparison

Metric
Seattle
Portland
Lower / Higher

Median Home Price

$780,000
$490,000
↓Portland

Monthly Rent (Median)

$1,800/mo
$1,395/mo
↓Portland

Median Household Income

$102,900
$81,200
↓Seattle

Property Tax Rate

0.92%
0.92%
Comparable

Cost of Living Index

100 = national average

156
123
↓Portland

Avg. Commute

30 min
26 min
↓Portland

Unemployment Rate

3.4%
4.2%
↓Seattle

Median Age

36.5 yrs
37 yrs
↓Portland

What This Means For You

Headline insight

Buying Power

A $100,000 salary in Seattle has the same purchasing power as $78,846 in Portland— based on each city's cost of living index.

Housing

Homes in Portland cost 37% more (-$290,000 extra). Expect a larger mortgage and down payment.

Renting

Renting in Portland saves $405/month — $4,860 per year. Median rent: $1,800/mo in Seattle vs $1,395/mo in Portland.

Property Taxes

On a median-priced home, Seattle owners pay roughly $7,176/year vs $4,508/year in Portland. Rates are comparable.

Local Earnings

Median household income is $102,900 in Seattle and $81,200 in Portland. Portland residents earn 21% more — but factor in cost of living.

Daily Commute

Average commute is 30 minutes in Seattle vs 26 minutes in Portland. Commute times are nearly identical.

Salary Equivalence

To maintain the same lifestyle when moving from Seattle to Portland, here's the salary you'd need:

Salary in SeattleEquivalent in PortlandDifference
$50,000$39,423-$10,577
$75,000$59,135-$15,865
$100,000$78,846-$21,154
$150,000$118,269-$31,731
$200,000$157,692-$42,308

* Calculated using cost of living indices (national average = 100). Does not account for state income tax differences.

Run the Numbers

Mortgage Calculator

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Rent vs Buy

Is it cheaper to rent or buy in these markets?

Cost of Living

Full cost of living comparison tool

Home Appreciation

Project future home value growth

Affordability Calculator

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Property Tax Calculator

Estimate taxes in Seattle or Portland

Seattle Calculators

→ Mortgage calculator for Seattle→ Rent vs buy in Seattle

Portland Calculators

→ Mortgage calculator for Portland→ Rent vs buy in Portland

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Seattle vs Portland: Common Questions

Is Seattle or Portland cheaper to live in?

Based on cost of living indices, Portland is cheaper overall. Seattle has a COL index of 156 while Portland scores 123 (national average = 100).

How do home prices compare between Seattle and Portland?

The median home price in Seattle is $780,000 vs $490,000 in Portland — a difference of $290,000 (37%).

What salary do I need in Portland to match my Seattle income?

Use the salary equivalence table above. For example, a $100K salary in Seattle is equivalent to $78,846 in Portland in terms of purchasing power.

Which city has lower property taxes?

Portland has a lower property tax rate (0.92% vs 0.92%). On a median-priced home, that means paying $4,508/year vs $7,176/year.

How does rent compare in Seattle vs Portland?

Median monthly rent: $1,800 in Seattle vs $1,395 in Portland. Annualized: $21,600 vs $16,740.

What is the median household income in each city?

Seattle: $102,900/yr. Portland: $81,200/yr (Census ACS).

Which city is better for remote workers?

Lower-cost Portland typically lets remote-workers keeping a coastal salary stretch further. Higher-cost cities usually win on amenities and labor-market depth.

Where does the data on this comparison come from?

Numbers are pulled from Zillow ZHVI/ZORI (home values, rent), the U.S. Census Bureau ACS (income), and BEA RPP (cost-of-living index). Each value is timestamped on the page.

How often is this comparison updated?

Source feeds refresh on their native cadence — hourly for mortgage rates, monthly for ZHVI/ZORI, annually for ACS. Page caches revalidate every 24 hours via Next.js ISR.

Does this comparison replace tax or financial advice?

No. This page is educational reference using public data and standard formulas. It is not personalized tax, legal, or investment advice. Consult a licensed professional for material decisions.

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Sources & Citations

  1. Zillow Research — Zillow Home Value Index (ZHVI) and Observed Rent Index (ZORI) — zillow.com/research/data
  2. U.S. Census Bureau — American Community Survey (ACS) 5-year estimates for median household income, median age, commute time — census.gov/acs
  3. Bureau of Economic Analysis — Regional Price Parities (RPP) by state and metro — bea.gov/rpp
  4. Tax Foundation — effective property tax rates and state tax rates — taxfoundation.org
  5. U.S. Bureau of Labor Statistics — unemployment rates and regional CPI — bls.gov
  6. Council for Community and Economic Research (C2ER) — Cost of Living Index — coli.org
Methodology & Assumptions

City-level metrics (median home price, median rent, median household income, property tax rate, COL index, commute, unemployment, median age) are sourced from Zillow ZHVI/ZORI[1], Census ACS 5-year estimates[2], BEA Regional Price Parities[3], Tax Foundation[4], and BLS Local Area Unemployment Statistics[5].

The Cost of Living Index uses 100 = national average (C2ER methodology[6]): values above 100 indicate a city is more expensive than the national average, below 100 less expensive.

Salary equivalence uses the ratio adjustedSalary = salary × (colDestination / colOrigin). This accounts for cost-of-living differences but does not model state income tax variation, which can be significant.

Annual property tax is computed as medianHomePrice × propertyTaxRate. Actual assessed value may differ from sale price. Effective rates vary within a metro; these are metro-wide medians.

Commute-hours calculations assume 250 working days/year and a round-trip commute. "Tied" in the comparison table means values within ±1% of each other.

Last reviewed reflects the maximum retrievedAt timestamp across every sourced dataset feeding this page. When any source refreshes, the next ISR revalidation (every 24 hours) picks the new date.

Cost of living data sourced from [6] C2ER, [2] U.S. Census Bureau, and [1] Zillow Research. Tax rates from [4] Tax Foundation. Last reviewed 2026-05-21.