What is the current 15-year fixed mortgage rate?

The 15-Year Fixed Mortgage Rate is 5.87% as of May 28, 2026, sourced from Freddie Mac via FRED (MORTGAGE15US).

Where does the 15yr fixed data come from?

Data is pulled from Freddie Mac via FRED (MORTGAGE15US) (https://fred.stlouisfed.org/series/MORTGAGE15US). CalcFi caches the latest reading and historical series on an weekly cadence.

How often is the 15yr fixed updated?

Update cadence: weekly. The freshness pill at the top of the page shows the exact "as of" timestamp for the latest cached value.

What unit is the 15yr fixed reported in?

Values are reported in percent (annualized where applicable). The chart and historical table use the same unit.

Can I download 15yr Fixed data?

Yes. The full historical series is available as JSON at https://calcfi.app/api/data/15-year-fixed and as CSV at https://calcfi.app/api/data/15-year-fixed/history.csv. Both are CC BY 4.0.

Is 15-Year Fixed Mortgage Rate data free to use?

Yes. CalcFi-distributed data is licensed CC BY 4.0 (attribution required). Upstream public-source data (FRED, BLS, Census) remains in its original license.

How accurate is the 15yr fixed on this page?

Values mirror the upstream Freddie Mac via FRED (MORTGAGE15US) feed at fetch time. Brief upstream revisions can cause small discrepancies between the live source and CalcFi's cache; the freshness pill flags stale data.

Which calculators use 15yr fixed?

Related calculators on CalcFi: Mortgage Payment. Each prefills the latest 15yr fixed value.

Does this data replace financial advice?

No. 15-Year Fixed Mortgage Rate data is published for educational reference. It is not personalized investment, tax, or legal advice. For decisions with material consequences, consult a licensed professional.

15-Year Fixed Mortgage Rate 2026 — 5.87% (May 28, 2026) | Free Data

15-Year Fixed Mortgage RateLive· 0m ago

5.87%

As of May 28, 2026+0.46pp+3.64pp

Calculate mortgage payment at 5.87%

Historical chart

Where today sits in history

At 5.87%, the current 15yr fixed sits in the 80th percentile of the last decade — near the high end of its 10-year range.

Month-over-month change: up 0.46 percentage points.

About this data

The average 15-year fixed-rate mortgage in the United States, published weekly by Freddie Mac. Typically 0.5-1.0 percentage points lower than 30-year rates with substantially higher monthly payments but much less lifetime interest.

Data sourced directly from Freddie Mac via FRED (MORTGAGE15US). Updated weekly. Published by CalcFi Editorial. See our methodology.

CalcFi publishes publicly available government economic data. We do not provide financial advice. Consult a licensed advisor before making financial decisions.

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